Mr. Manohar Singh has more than two decades’ extensive banking experience. He worked with SBI and ICICI Bank and gained operational experience at Branches & Head Office in several capacities including Head of Branches & Departmental Heads of Trade Finance & Foreign Exchange, Credit Processing Cell (CPC) and Leasing & Project Finance SBU. He has intensive experience of appraisal & assessment of Consumer Credit, SME & Corporate Credit. He has hands on experience of Trade Finance, Sound knowledge of RBI regulations on Import, Export, Buyers Credit, Suppliers Credit, ECB, Overseas Direct investments, Foreign Direct Investments, Documentary Credits and ICC rules on Documentary Credits, and managed multiple interfaces of banking. After completion of his graduation from University of Rajasthan, he started his career in 1990 with State Bank of India (SBI) as Probationary Officer and exited the Bank in January 2009. Prior to his current academic interest, he was working with ICICI Bank as an AGM and handled Retail Banking & Commercial Banking. He obtained Executive PGDM from IIM Indore, and Advanced Financial Risk Management (AFRM) from IIM Bangalore. He is certified Financial Risk Manager (FRM) and member of Global Association of Risk Professionals (GARP-USA). He is Certified Associate of Indian Institute of Banking & Finance (CAIIB) and life time member of the Indian Institute of Banking & Finance (IIBF, Mumbai). His academic interests include various topics in commercial banking, financial management, and risk management. His research interests include education development by way of creating internal motivation in the young talent.